Bank of Tokyo-Mitsubishi UFJ, Ltd. (The) - Hong Kong Branch

The Mitsubishi UFJ Financial Group (hereinafter referred to as MUFG), including the Bank, has set up "a global financial group of trust that is chosen by the world" as the "medium- to long-term vision" of its management vision. Pursuing quality that exceeds customer expectations with the power of all members of the group, we will continue to move forward with the aim of becoming the world's leading financial group that is selected by the world as the most trusted entity that continues to support customers and society at all times. I would like to continue. The world economy has been recovering steadily over the past few years, but in the future, market fluctuations and credit cycle shifts due to the movement of central banks to normalize monetary policy, as well as uncertainties due to geopolitical risks. We are in a situation where we need to pay attention to the increased certainty. On the other hand, Japan faces issues such as declining birthrate and aging population and population decline, and low growth and ultra-low interest rates are becoming normal. In addition, the trend of digitalization is about to significantly change the way society and industry, including the financial industry, should be.